Temporary licenses allow people to act as producers for a limited time without completing Pre-License education or passing a state exam.
There are two types of temporary licenses:
- Temporary license issued upon someone else’s death or disability.
- Temporary license issued at the start of someone’s insurance career.
Temporary License Issued Upon Someone Else’s Death or Disability
Suppose a licensed producer dies or suffers a debilitating disability. In that case, the Department of Insurance (DOI) has the power to issue a temporary license to the person’s spouse, legal representative, or co-worker to maintain or settle the producer’s business affairs. This type of license can be issued for up to 180 days and can be extended by the DOI for an additional 180 days.
Temporary License Issued at the Start of Someone’s Insurance Career
A temporary license can be issued to new recruits at an insurance company. This temporary license allows someone to train as an insurance producer while completing the licensing process. The temporary license expires after 90 days and cannot be extended. To obtain this type of temporary license, the person must be affiliated with an insurance company.